Oklahoma Life, Accident, and Health or Sickness Producer Exam
Last Update Oct 15, 2025
Total Questions : 155
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A type of life insurance policy which provides for the payment of the face amount at the end of the specified period if the insured is still alive, is
Under a group life policy, the policyowner is entitled to a grace period of 31 days for the payment of any premium due EXCEPT the first. During the grace period, the death benefit coverage shall
Which of the following is NOT a settlement option for life or annuity policies?
Any act, practice, or arrangement, at or prior to a policy issuance for the benefit of a person who does NOT have an insurable interest in the insured is called a
In reference to life insurance in contract law, a person MOST likely will have an insurable interest in insuring a person’s life if
Which rider would allow additional insurance to be purchased at specified dates or events, without additional underwriting?
An insured receives a notice from the insurer that the policy has been cancelled in the middle of the term. Which of the following policies did the insured MOST likely have?
A single contract for group medical insurance issued to an employer is known as
A new mother is guaranteed a 48-hour hospital stay after a regular delivery of a child under which federal law and regulations for group health insurance?
Upon receipt of notice of claim, the insurance company will furnish to the claimant such forms for filing proof of loss within how many days?
An insurance producer whose license has been revoked continues to provide insurance services. Which of the following is TRUE?
Under Medicare Hospital Insurance Part A, there are no medical benefits provided for treatment in a skilled nursing facility beyond
Determining the appropriate coverage for an individual seeking long-term care insurance is
Which of the following BEST describes a waiver of premium clause in a typical disability policy?
In terms of consideration, in which of the following circumstances is a health insurance contract effective?
How are benefits treated for tax purposes if an individual is receiving disability insurance benefits from a group policy paid for by his employer?
The Oklahoma Insurance Commissioner is elected to office and has all of the following powers and duties EXCEPT
The type of insurance used to indemnify a firm for the loss of earnings brought about by the death or disability of an officer or other significant employee is
Upon surrender of a whole life insurance policy, which has been in force for AT LEAST 3 full years, and within 60 days after the date the premium payment is due and unpaid, the insurer will
In a life insurance cash value policy, the automatic premium loan provision authorizes the insurance company to withdraw from the policy’s cash values the amount of
An endorsement to an insurance policy that modifies clauses and provisions of the policy is referred to as
An accelerated death benefit provision allows a portion of the death benefits to be paid to the insured prior to death if the insured
Term life insurance differs from permanent life insurance in that MOST often, term life insurance
The provision that the policy and a copy of an application is endorsed upon or attached to the policy when issued is the
An insured individual who just turned 67 years old is still working and is a member of the group health insurance plan provided by his employer, which has 18 insured employees. In this case, Medicare will MOST likely
A policyowner purchased a whole life policy. How long after purchase can the policyowner borrow against the cash value of the policy?
Mortgage redemption or cancellation insurance is a form of what type of insurance?
Every licensee must keep records pertaining to insurance transactions for how many years?
TESTED 15 Oct 2025
