New Jersey Life Producer Exam
Last Update Jul 23, 2026
Total Questions : 93
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An insurance producer sends an invitation for a seminar on college funding. According to New Jersey law, what must be contained in the mailer if the producer intends to solicit insurance at the seminar?
An insurer who is placed under an order of liquidation by a court of competent jurisdiction is defined under the terms of the New Jersey Life and Health Insurance Guaranty Association Act as
Generally, if an application is not prepaid, the effective date of coverage begins on the date the
Which of the following is a characteristic of conversion from group to permanent life insurance?
After discussing financial status, tax status, investment objectives, and any other information considered to be relevant, the producer and the client decide that an annuity will achieve the client’s financial goal. This annuity purchase is deemed to be
Which of the following statements is correct about life insurance proceeds paid to a named beneficiary?
Under New Jersey replacement regulations, it is the duty of the replacing insurance company to take all of the following actions EXCEPT
What does the Fair Credit Reporting Act give the consumer the right to do?
An individual must be a licensed producer in order to take which of the following actions?
A licensed life or health producer who solicits insurance in New Jersey, has not selected New Jersey as his home state, and resides and maintains the principal office in another state is defined as
Which of the following statements is true about premium refunds resulting from the cancellation of a credit life policy?
In New Jersey, an insurance company formed in New Jersey with offices in New York is a
Which of the following statements is correct about penalties imposed by the New Jersey Banking and Insurance Commissioner for violations of insurance regulations?
Which of the following is not among the rights of the life insurance policyowner?
The applicant must face the possibility of losing something of value in the event of the insured’s death. This principle is known as
A contract between two insurance companies that allows one company to transfer risk to a second company is known as
Continuing education credits may be earned for completing which of the following courses?
A producer who encourages an insured to lapse one policy and buy a new one based on an incomplete comparison of the policies may be engaged in the act of
All of the following items may be considered forms of advertising for life insurance EXCEPT
An immediate annuity is designed to make its first benefit payment to the annuitant typically
Sam had a $100,000 five-year, nonrenewable level term life insurance policy with his wife as the beneficiary. Sam dies eight years after the inception date of the policy. How much will be paid to Sam’s wife?
TESTED 23 Jul 2026
